Credit Card Processing Terminal – How Much Money Has Your Credit Card Processing Terminal Lost You?

Every business owner that wants to keep from being blown away by the competition is well aware that not having a credit card processing terminal is equal to going to the woods and throwing your money away into a bum fire. However, what most business owners do not understand is that their current terminal could be doing the exact same thing; losing them hundreds, even thousands of dollars every month.

Programming your credit card processing terminal to do a few simple tricks can make a world of difference, and lead to mountains of new revenue flowing into your business. It can also keep you from losing money every month due to unnecessary fees and charges.


Programming your credit card processing terminal to auto batch is a must because it will drastically cut the percentage of every dollar taken by the processing company. Every time a transaction is swiped through your terminal you are charged a set fee; however, what most business owners do not know is that every day you go without batching out that transaction you automatically attain extra charges and fees associated with that transaction. Those extra fees and charges can literally take your original discount rate of 1.79% up to 3% or 4%. This might seem like a slim difference initially, but when you apply those differences to thousands of dollars over thousands of transactions it equates to thousands of dollars lost.

This problem is simple and can easily be fixed. All you have to do is reprogram your credit card processing terminal to auto-batch at the end of every work day. The only reason a business would not be able to auto batch is if it takes tips via credit card. Fortunately those businesses can still keep from losing money ever month by getting the last employee of the day to stop by the credit card processing terminal and batch out all the transactions before leaving for the night. Making this one change to your business will lead to a notable difference in your next processing statement.

Electronic Checks

Checks and Google wallet are the most common forms of payment turned away by a majority of businesses due to their credit card processing terminal. Turning away customers leads to thousands of lost dollars, so once again your credit card processing terminal is practically throwing your money away into a bum fire if this is the case. Society is always advancing, and it is up to the educated business owner to stay on the cutting edge of these advancements.

Many business owners turn away checks because they are scared the check may bounce leaving them stuck with the bill. Fortunately, business owners can now trade in for a credit card processing terminal that converts every paper check into an electronic check. The best part is that while it converts the paper check to its electronic form, it also ensures that funds are available so that you are never left picking up the bill. Now I know what many people are saying. “Well my credit card processing terminal does not need to be updated because most of my customers do not pay with checks anyways.” Well this might seem true initially, but have you ever stopped to think that maybe no one walks in with checks because of the fat card-board sign you have hanging in the window that says, “We do not accept Checks!” Having a credit card processing terminal that accepts checks will not only keep you from having to turn away numerous amounts of money, but will also lead to new clientele visiting your business just for the simple fact that you accept their preferred form of payment.

Google Wallet

Google Wallet is a new form of payment that is making its way quickly around the market place. Google wallet allows customers to transfer money to the merchant by simply tapping their phone on the credit card processing terminal. This form of payment is more secure, completely free to use, and much quicker which means everyone is sure to convert to it very soon. If your credit card processing terminal is not up to date it will keep you from taking advantage of all the new revenue associated with this form of payment. Obviously, with Google backing this charge and our current infatuation with our cellphones, it is clear that this form of payment will become viral within a few months.

In conclusion, a credit card processing terminal is an essential addition to any business, and will lead to tons of revenue if used correctly. No business should ever deny some one from using their preferred form of payment. The amount of payment forms you accept is directly proportional to the amount of revenue and cash flow you will see entering your business. Simple tricks accompanied by the right processing company will ensure that your credit card processing terminal is not losing you more money than it makes.

Easy Do-It-Yourself Repairs For Auto Parts

Fixing auto parts on your car probably isn’t your favorite item on your to-do list. While car maintenance can be a pain to get done, there are some ways you can save a few bucks by doing some of the repairs yourself. While some auto parts require the attention of a professional, here are some you can easily work on in the comfort of your own garage.

Replace a Battery

Changing an old car battery is one of the easiest auto parts to fix yourself. Once you determine that you actually need a new battery rather than just charging your current one, you can purchase a new battery at an auto shop near you. When you get started, you simply disconnect the negative terminal and then the positive terminal from the old battery, switch the old for the new, and connect the positive terminal and then the negative terminal to the new battery. It’s as simple as that. Turn on your car, and you should be ready to roll.

Change Your Oil

One of the most important things to remember when it comes to changing your own oil is making sure you have all the items you need to get the job done. For most changes, you will need oil, a new filter, an oil filter wrench, a socket wrench, a drip pan, a funnel, and towels. Once you warm up your car and lift your vehicle, it’s just a matter of draining the oil, changing the filter, and installing the new oil. If you feel like you need further instruction, there are multiple instructional videos on YouTube or quick how-tos you can check out to help guide you.

Flush and Fill Power Steering Fluid

While it may not be as common as an oil change, giving your car a power steering flush and new fluid can work wonders on your car and extend the life of your other auto parts. Doing this project yourself can save you a couple bucks and have tremendous long term benefits on your vehicle. All you have to do is warm the car up, siphon out the old power steering fluid, fill it with the new fluid you purchased, turn the car on, and turn the wheel all the way both ways a few times to make sure you spread the new fluid.

Replace a Headlight

While the process will vary depending on your car’s year, make, and model, replacing a car headlight can usually be done in a painless way. Again, make sure you have the right tools and purchase the right light for your particular vehicle. Once you purchase the right light bulb for your car, follow the directions in your manual to replace the bulb and be on your way.

Because repairs can be an unexpected and costly expense, it can be simple and cost effective to do some projects yourself. If you’re unsure about any part of the repair process, ask your auto part salesman about best practices. The goal is to save money and get you back up and running as soon as possible.

Essential Steps For Hassle Free Auto Transport

Many people consider auto transport a chaotic and an unpleasant process. A great deal of consumers faces a lot of dilemmas and hassle during the course by choosing expensive quotes and dealing with unprofessional drivers. Car shipping can be a very easy process if handled properly. Below are some of the essential steps needed to make sure your auto transport experience goes as smooth as possible.

Step 1: Choose your preferred shipping method

Auto transport companies use either open or enclosed trailers to haul your vehicles from pickup to delivery destination. There are pros and cons for each. Open trailers can carry up to twelve (12) vehicles at a time. It is considered a standard shipping method in the auto transport industry. It is less expensive than enclosed trailers but it has its disadvantages. Your car would be exposed to the outside debris, bad weather conditions and will take the drivers more time to deliver 12 cars to his customers as compared to 3-6 cars on the enclosed trailer. On the enclosed trailer the car would be transported safely and protected from the outside debris with a maximum of 3 to 6 cars per trailer. The cost for the enclosed trailer is $400 more than open trailers. However, the delivery times are much faster since the driver has less pickup/drop off stops. We recommend to use enclosed trailers only if you have an expensive vehicles with exotic paint jobs or customized work done to the car.

Step 2: Door-to-door or terminal delivery

Always use door-to-door delivery rather than terminal drop off and delivery. Door to door means that the auto transport driver will arrive at your door or agreed upon location for both pick-up and delivery of your vehicle. Take note that large trucks can not drive and maneuver on small or narrow streets. If that’s the case, you can agree on a different location that would be more convenient for you and the driver. Terminal delivery is where you drop off your car to some warehouse or yard and pickup your car at another terminal when it has been delivered. With terminal deliveries your car gets loaded and unloaded from different trailers increasing your chances of being damaged. Many of these terminals are located in industrial areas so if you are uncomfortable traveling to such locations – door to door delivery should be your preferred delivery method. However, many people choose terminal delivery since it’s less expensive and is flexible on their schedules. If you are travelling or have no one to accept and sign off on your car at delivery, terminal delivery should be your preferred method.

Step 3: Insurance

Ask the transporter what kind of insurance they have. Many reliable companies provide full coverage against any damage that may happen during the transit. Another option is to use your current car insurance company in case any damage occurs. Auto transport companies will usually send you an insurance packet with their cargo insurance and agents contact information. If not, make sure you ask to provide such information before releasing the car to them. Carriers who avoid to provide such details are usually hiding something or are simply not insured. Avoid such companies at all costs.

Step 4: Quotes

Avoid going with the lowest quote – we can’t stress this enough. Everyday, we get calls from customers saying they went with the cheapest quote and now are waiting for days and even weeks for someone to pick up their vehicles. The matter of the fact is if your car is priced too cheap – no driver will want to pickup the car since they have other high paying loads they can pickup and make more money.

Step 5: Checkout the auto transport company

Another very common mistake consumers make is going with companies who have unsatisfactory ratings in the industry with many negative reviews from past customers. Simply do a Google search for the company name to see what shows up. If the company has no reviews and listings it means they are brand new or have no experience in the auto transport. You want to go with a company who is reliable, experience and has a high level of satisfaction. Avoid companies with bad reviews and negative comments.

Step 6: Preparing car for the transport

We always recommend our customer to empty the car completely of all personal belongings and prior to handing over the keys to the driver as such items are not covered by the insurance like radio, detachable GPS, etc. Remove EZ-Pass tags, turn off the car alarm and make sure that the gas tank is halfway empty. If you do decide to put stuff in the car, always put boxes in the trunk exceeding no more than 100 lbs. Never put anything of high value since these items are not insured.

Step 7: Accepting the delivery

Once the car is being delivered, make sure to go over and inspect for no damage or scratches. Before signing the Bill Of Lading and accepting the vehicle double check that everything works properly. Avoid doing an inspection at night time since it would be difficult to see any scratches or dents. Always do an inspection in the day time.

With these steps you should have no problems transporting your vehicle, getting the best quote and selecting a reliable auto transport company. Steps above will help you make informative decisions and make car shipping an easy process.

Auto Shipping FAQ – How to Ship the Vehicle?

Using 10 open car carriers, like the ones that you see at car dealerships, which hauls cars to and fro, is the most common way to transport the vehicle. Since there are a lot of these trucks on the road these is usually the best way to go. Considering enclosed transport is another option. These types of trucks are similar to the big rig truck that hauls stuff and produce, except that it hauls cars instead. The safer way to transport your car is through enclosed truck. However, this is much more expensive. It is generally recommended in auto shipping to use the enclosed shipment if the owner is planning to ship a classic or exotic car that must not be exposed to harmful elements.

What does door-to-door and terminal-to-terminal package mean?

Most of the auto shipping business operates in the door-to-door service. This shipping service is very convenient for the owner since you don’t have to worry on bringing your car to the terminal. The truck will come to your house and pick up the vehicle for transport in your garage. The driver and you will thoroughly check the vehicle, for any markings, dents and dings that is present, plus the mileage and others that it may have that is relevant in shipping it. The inspection is done to ensure that both party (driver and you) has checked and inspected the car thoroughly and any new markings or damage that may occur during transport will be the company’s responsibility.

Terminal-to-terminal package is different from door to door package. The terminal to terminal package is done by dropping off your car at the designated terminal that has these service companies, rent or own and the shipping company will pick it up in the dropping off terminal. This service is not recommended unless needed because there is no definite time as to when your car will be picked up. This service takes weeks before trucking company can get around picking up the vehicle from terminal and delivering it to their terminal in destination city and then it waits for the owner to come and retrieved it.

What is cargo insurance?

Cargo insurance is the insurance available in auto shipping business. It means that each car that the truck is delivering is protected by the insurance that is being offered by the shipping company. If in case the car gets damaged during shipping, the insurance company will pay for the damages. The vehicle is safe as long as the car is in the truck. Aside from the cargo insurance the trucking company also offers what is known as the liability insurance. For enormous accident or if in case two cars get damaged the liability insurance will take care of it. Most of the trucking company offers a minimum of $800,000 for liability but there are some that offers more than that.

If you were not able to get your car in the terminal right away, the damage that may occur during its stay is the responsibility of the owner. Unless it is specified in the policy all the damages will be the owner’s liability.